The financial bridge between Central America and the world.

IBAN accounts, international payments, crypto wallets and corporate treasury, one regulated platform between Central America and the world.

Coming soon
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The financial operating system for Central America.

  • BaaS infrastructure with local banking rails across Central America
  • Multi-currency wallets and global payment capabilities
  • Virtual and physical corporate cards
  • Integrated compliance and regulatory infrastructure
  • USD virtual accounts with access to U.S. banking infrastructure

One platform, three solutions

Personal

IBAN · Costa Rica

CR21 0152 0200 1026 2840 66

Balance: $4,200.00 USD

SINPE Móvil → María G.

2s ago

-₡25,000

MoneyGram Remesa

1h ago

+$500.00

USDC ↔ CRC Convert

3h ago

+₡265,000

Your complete financial account

  • IBAN bank accounts, CRC and USD
  • BTC, ETH, USDC, USDT wallets
  • SINPE · SINPE Móvil · DTR
  • Bill payments
  • Remittances to 200+ countries
  • U.S. virtual account
  • Physical and virtual cards (coming soon)
See more

Open your account in under 24 hours

01

Create your account

Have your passport or government ID ready. No queues, no branches.

02

Verify your identity

Face-recognition KYC from your phone in under 3 minutes.

03

Approved in hours

Your account active with your own IBAN, ready to move money. 24/7 access from the app.

One rail to move money anywhere

Access all banking and crypto rails from a single regulated account.

SINPE

SINPE

Costa Rica

ACH

ACH

United States

Fedwire

Fedwire

United States

SWIFT

SWIFT

Global

SEPA

SEPA

Europe

SPEI

SPEI

Mexico

PIX

PIX

Brazil

USDC

USDC

Stablecoin

USDT

USDT

Stablecoin

PYUSD

PYUSD

Stablecoin

BTC

BTC

Bitcoin

ETH

ETH

Ethereum

7 banking rails · 5 crypto networks · 200+ countries

Built on the best financial infrastructure.

We work with leading custody, compliance and payment networks across the Americas.

BitGo
BlindPay
SINPE BCCR
FELADE
Rio Trade
RIA Money Transfer
MoneyGram
BitGo
BlindPay
SINPE BCCR
FELADE
Rio Trade
RIA Money Transfer
MoneyGram

Send money anywhere in the world

We connect with RIA, MoneyGram, and SWIFT so you can send to Central America in minutes, no hidden fees.

  • Arrives in minutes
  • Real exchange rate, no hidden margin
  • 24/7 coverage
  • No minimum balance

Compliance

Licensed infrastructure for a multi-rail future

Art. 15
SUGEF registration
🇨🇷Costa Rica · AML/CFT
MSB
FinCEN registration
🇺🇸US · Fiat & Crypto
200+
Countries supported
🌎Via partner network

Your money, frictionless

Apolo connects traditional banking rails with stablecoins on one regulated platform. We move your money at internet speed, without waits or surprises.