Move money between Central America and the world, at global scale
Multi-currency accounts, international payroll, instant stablecoin conversion and payment links. One platform to move money between Central America and the world.
Book a demoEverything that moves your company, on a single screen
Multi-currency balance, cross-border transfers, bulk payroll. One dashboard, one control point.
Multi-currency accounts for your operation.
CRC, USD and USDC from a single platform. Unlimited sub-accounts to separate costs, teams or products. Granular permissions per user.
- CRC, USD and USDC from a single account
- Unlimited sub-accounts per team or product
- Granular permissions per user
- Exportable reports to Excel and QuickBooks

U.S. Account · USD
Your corporate account
Correspondent bank
JPMorgan Chase Bank, N.A.
New York, NY · FDIC #628
ABA Routing Number
021000021
Account Number
847201934582
Account type
Checking · Business
Beneficiary
Your Company Inc.
c/o Apolo Capital LLC · 651 N Broad St, Suite 201
Middletown, DE 19709, USA
Accepted methods
ACH
1–3 days
RTP
Real-time
Fedwire
Same day
SWIFT
International
SWIFT / International
BIC: CHASUS33
Address: 270 Park Ave, New York, NY 10017
Your U.S. account without opening a company there.
Receive payments from corporate clients in the United States via ACH, RTP and Wire. Ideal for SaaS companies, exporters and professional services firms.
- Your own Routing and Account Number
- Accepts ACH, RTP, Fedwire and SWIFT
- Automatic credit to your Apolo account
- No need to incorporate an LLC in the USA
Payroll and bulk payments in one click.
Upload a CSV with your payment list and Apolo processes them in parallel. SINPE for Costa Rica, ACH for the USA, global SWIFT, stablecoins for international freelancers.
- Bulk upload via CSV or Excel
- Multiple rails in parallel (SINPE, ACH, SWIFT, USDC)
- Approval workflows (admin, finance, CEO)
- Full traceability of every payment

Your business money, where it always belonged.
Open IBAN accounts for your business, collect from clients better, and pay overseas suppliers. Without the hassle of traditional banks.
Still mixing your personal money with your business funds?
Most SMEs in Costa Rica operate with the wrong tools. That has a real cost.
No financial control
You use your personal account to collect, and you don't know how much the business made this month. Mixing accounts makes it impossible to calculate profitability, pay taxes or present numbers to an investor.
Lost sales
You lost a sale because the client didn't have cash and you have no alternatives to charge them. Equipment rentals, monthly fees and long queues, for a business like yours, that's not viable.
Costs eating your margin
You pay sky-high commissions every time you send money abroad. Traditional financial institutions overcharge on every transfer, plus the exchange differential. Apolo solves it differently.
One platform. Three problems solved.
Apolo was built for SMEs that don't have time for traditional institutions.
Dedicated business accounts
Exclusive IBAN accounts for your business. Separate from your personal money, ready to operate 24/7.
- 100% digital onboarding in minutes
- Exclusive IBAN accounts for your business
- Separate business finances from personal
Accept card payments instantly
Charge with debit and credit cards without additional devices. Funds arrive immediately to your account.
- Instant card payments
- Funds credited immediately
- No monthly fee or equipment
International payments made easy and affordable
Buy supplies, software or services abroad. With Apolo you pay with preferential commissions, no queues or paperwork.
- Transfers with preferential commissions
- 100% digital operation
Open your account in 3 steps. Without leaving where you are.
The entire process takes under 24 hours.
Register with your email
No visits, no physical forms. Just your ID number.
Verify your identity
Scan your ID from your phone. Automatic KYC, fast and without visits.
Your account goes live
IBAN accounts ready to operate. Start accepting card payments immediately.
Your business deserves its own account.
No queues, no paperwork, no excuses. SUGEF supervised · 100% digital.

Stablecoin treasury, no spreads.
Convert between CRC, USD and USDC at the real exchange rate. Ideal for companies with cross-border flows or those looking to hedge against devaluation.
- CRC ↔ USD ↔ USDC conversion in seconds
- Real-time market exchange rate
- No hidden spreads
Collect from your clients with a link.
Generate payment links in CRC, USD or USDC. Your client pays by transfer or stablecoin. No POS or terminals.
Embed Apolo in your platform.
Our API lets you offer accounts, transfers, conversions and crypto wallets from your product. Without building financial infrastructure from scratch.
See BaaS capabilitiesconst apolo = new Apolo({
apiKey: process.env.APOLO_KEY
});
// Create an account for your client
const account = await apolo.accounts.create({
type: "business",
currency: "USD",
metadata: { customerId: "cus_123" }
});
// Send a payment
const payment = await apolo.payments.send({
from: account.id,
to: "iban:CR05015...",
amount: 5000,
currency: "CRC",
});Built for companies that cross borders.
Apolo adapts to the operations of every industry that moves money between Central America and the world.
Pay distributed payroll across Central America
Employees and contractors in local currency or USDC, with receipts issued in your company's name.
Collect from the United States
U.S. virtual account with ACH and SWIFT. The client pays as if you were a local supplier.
Move treasury between USD and stablecoins
Hold and convert between fiat and stablecoins without mandatory self-custody.
Operate on/off ramp with embedded compliance
Smooth movement between bank accounts and wallets, without building your own regulatory stack.
Tailored financial operations for enterprises
Escrow, regional payroll, OTC and treasury management. All with embedded compliance.
Let's talk about how Apolo can power your treasury power your treasury.
Connect with our sales team for a personalized demo tailored to your industry.