Your money between Central America and the world, without friction
Multi-currency accounts, instant transfers, crypto wallets and mobile app. All in one regulated platform.
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Crypto
USDC
CRCReceive dollars as if you lived in the U.S.
Receive ACH transfers and wires from any U.S. bank. Ideal for freelancers, contractors, and anyone who gets paid in the USA.
- Your own Routing and Account Number
- Compatible with ACH, RTP and Wire
- Credited in minutes
- No need to travel or open a U.S. account
Hold dollars, colones and stablecoins in one account
Receive in CRC, USD or USDC. Convert between currencies instantly at the real exchange rate. No minimum balance, no maintenance fees.
- IBAN account in Costa Rican colones (CRC)
- Dollar account (USD)
- Stablecoin wallets (USDC, USDT)
- Instant conversion between any of them
CRC
USDUSDC
Hold USDC, USDT and crypto without the complexity
Buy, sell, send and receive USDC, USDT, PYUSD, BTC and ETH. BitGo-regulated custody, the same security level used by institutional banks and exchanges.
- 5 supported assets: USDC, USDT, PYUSD, BTC, ETH
- BitGo custody, SOC 2 Type II certified
- Instant access to your crypto, no delays, no complexity
- Instant conversion to CRC or USD
Send and receive money instantly
SINPE, ACH, SWIFT, SEPA and stablecoins in seconds. Instant confirmation with Apolo receipt.
$50.00
Transfer completed
Reference
202506161528301...0019
Date and time
18/06/2025 — 14:42 PM
From
Alejandro Martín Rojas
SINPE · ...5637
To
Andrés Felipe Muñoz
SINPE Móvil · ...6432
Description
Loan payment
Receive remittances in cash or to your account
Apolo connects with the two largest remittance networks in the world, RIA and MoneyGram, plus SWIFT and direct banks. Your family sends from anywhere, and you choose how to receive: to your account instantly, or in cash at any nearby branch.
200+
connected countries
850k+
cash pickup points
24/7
account reception
To your Apolo account
The money arrives to your IBAN account in CRC, USD, or is automatically converted to USDC. Spend it via SINPE, payment link, or your Apolo app.
Cash pickup
Pick up at any MoneyGram or RIA location worldwide. You just need your ID and the reference number sent to your app.
How does it work?
End to end, an experience designed to make receiving remittances feel like receiving a WhatsApp.
1
Your family sends
From the U.S., Canada, Europe, or any of the 200+ connected countries, via bank, remittance app, MoneyGram, or RIA.
2
You receive the notification
You get an alert in the Apolo app with the transfer details and reference code.
3
Choose how to receive
Direct deposit to your Apolo account (instant) or cash pickup at a nearby branch.
4
Done
If you chose cash: go to the nearest branch with your ID and the code. If you chose account: the money is already there.
Connected with
Collect with a link, no POS needed
Generate a payment link in seconds. Share it via WhatsApp, email or QR. Receive the money directly in your Apolo account, no POS or terminal required.
- Immediate or deferred collection
- Share via WhatsApp, email or QR
- No POS, no terminals, no installation
- Accepts CRC, USD or stablecoins
+ more than 50 providers available
Pay your bills from the app
Kolbi, CCSS, Ministerio de Hacienda, AyA, ICE, Claro and more. Schedule recurring payments or pay instantly from the app.
- 50+ Costa Rican providers
- Schedulable recurring payments
- Automatic digital receipts
- No queues, no cash
Apolo in your pocket
KYC in minutes. Transfers in seconds. Your account lives on your phone, iOS and Android. Coming soon.
Download on
App Store
Available on
Google Play
Ready to move your money without friction?
Open your Apolo account in less than 24 hours. No minimum balance, no opening fee.